Landlord Insurance For Single Family Rental Properties
Real Estate Investor Programs
Customizable Insurance for Real Estate Investors & Property Managers
SES Rental Property Insurance Programs are built to meet the specific needs of real estate investors. These programs offer policies that combine both property and general liability coverage, providing comprehensive financial protection for property owners who rent out long-term housing. Known as Real Estate Investor Insurance, our solutions ensure landlords can safeguard their income stream against potential risks. Backed by A-rated carriers, the SES Single Family Rental Program is customizable for both Individual Assets and Portfolios, giving investors the flexibility to protect properties of all sizes.
Designed for Dynamic Real Estate Portfolios of All Sizes
SES's Single Family Rental Program offers two distinct variants to match the scale of your investment—Individual Asset and Portfolio—ensuring comprehensive protection whether you manage a single property or an entire portfolio.
Individual Asset
For investors with 1-4 properties, the Individual Asset Program, supported by our cutting-edge QUBIE platform, is designed to offer instant quotes, seamless policy issuance, and flexible coverage options. With a focus on speed and autonomy, QUBIE simplifies the insurance process, allowing you to secure protection quickly and efficiently using just a property address.
Portfolio
For larger-scale investors managing 5 or more properties, including Build-to-Rent projects, the Portfolio Program leverages our advanced TIMS platform to provide end-to-end portfolio management. With the ability to add or adjust properties throughout the policy term, TIMS offers flexibility and control, ensuring that your portfolio—whether established or newly constructed—remains protected as it grows. TIMS also streamlines administrative tasks like billing and endorsements, keeping your insurance management hassle-free.
Tailored Coverage for Investors, Property Managers, and Rental Portfolios
Fire
Modern safety codes have helped reduce the frequency of fires, but when they occur, they can result in the total destruction of a property. Our fire coverage ensures that if the worst happens, you're financially protected from devastating losses.
Water
Broken pipes, appliance leaks, and flooding are among the most common and costly issues landlords face. Water damage can lead to expensive repairs and prolonged vacancy. Our water damage coverage addresses these risks, ensuring that your property can recover quickly and minimize downtime.
Windstorm & Hail
The intensity of storms has been on the rise, leading to frequent and severe roof damage. Our windstorm and hail coverage protects your investment from weather-related damages, ensuring that your properties remain safe and habitable, no matter the storm.
Liability
Liability protection is critical to defending against claims from tenants or their guests who may be injured on your property. Whether it's a slip, fall, or other accident, our coverage helps cover legal defense costs and settlements, protecting your financial stability.
Loss of Rental Income
If your property becomes uninhabitable due to a covered event, our coverage compensates you for the loss of rental income, helping to stabilize your cash flow during the repair process.
The SES Risk Solutions Difference
With over three decades of experience, SES combines industry expertise with innovative technology to offer unmatched insurance solutions for real estate investors. Our platforms, QUBIE and TIMS, streamline the process while providing tailored coverage for your properties. Partner with SES for trusted, comprehensive protection backed by years of proven success.
Partner with SES for Leading Real Estate Insurance Solutions
SES is home to a dedicated team of insurance professionals who specialize in meeting the unique needs of real estate investors. We work closely with each of our agency partners to deliver customized coverage solutions that align with investor risk tolerance and meet stringent lender guidelines.
If you're a broker or producer looking to offer your clients the best in real estate insurance, we invite you to partner with SES. Join us in providing exceptional coverage and service that helps your clients protect their investments and grow their portfolios. Call us today at 657.261.2451 to get started.
